Letters to the Editor

Glasgow Police Department

Dear Editor,

In my opinion, the city police department is not doing their job. I formed this opinion based on a theft of some of my property.

This is in reference to a theft I reported. One day, a few months ago my boat, trailer and 4-wheeler came up missing. I called dispatch to report this. A police officer came to my house here on the south side of Glasgow. I gave the officer a list of the items missing. I also told him I had an idea who took my stuff. It happened to be a local businessman. Not even a business man I do business with. (and no I did not owe him money). The officer then left and went and talked to him.

The officer returned to my residence. He told me that there was some kind of misunderstanding and I would have to go talk to the business man to get this straightened out. He also told me that he (the officer) didn’t want to get involved. The business man didn’t even have to return my belongings after he stole it. I had to go get it myself!!!!!

This leaves me wondering what our tax money we pay for our police department covers. Why does the officer get to say he doesn’t want to be involved, when he was the officer on duty?

When a person (I don’t care who it is) is reported for theft, why is he not held responsible for his actions??? Not one thing was done to the person who stole my stuff...Not a ticket...No jail time....NOTHING!!!

Can the police officers pick and choose what they get involved in depending on who the parties are involved in the situation????

I truly believe this officer was protecting his friend!!!

If this happens again what are my choices to handle the situation....evidently reporting it to the local police department isn’t one of them.

Sincerely,

Robert L Steele

Glasgow, Mont.

Are You Ready for Another Flood Season?

Dear Editor,

My team and I were on the ground in eastern Montana helping families work with their insurance companies to rebuild immediately following the devastating flooding of 2022. Meeting at the Civic Center in Red Lodge with hundreds of Montanans, we learned the true extent of the damage and devastation families faced. As we drove down a county road just outside of Fromberg − the sound of water pumps grew louder as we approached a rancher’s home encircled by downed trees strewn across his property.

Standing on the bank of the Clark’s Fork of the Yellowstone, the rancher told us he had two feet of water in his basement. The damage to his home only confounded by the scene still playing in his mind of helplessly watching his cattle float down the river.

Stories like this are an upsetting experience shared by hundreds of Montanans. Unfortunately, displaced families returning to their damaged homes have scant options available to help them rebuild. Standard homeowner’s insurance policies do not cover floods. In one of the hardest hit areas − Carbon County − only 80 homeowners had flood insurance. Families were left with only one option, pay out of pocket to rebuild.

As our communities continue to rebuild in the face of another flood season, we Montanans must use the lessons learned last year to protect our homes, businesses, livestock, and farmlands from flood loss.

We graphically learned in 2022 homes not in high-risk flood areas may be vulnerable. Over 25 percent of homes damaged by floods are in low to moderate-risk areas. For example, the home caught on video floating down the Yellowstone last summer was likely not in a high-risk floodplain due to its elevation above the river. In this case, the fast, rising waters undercut the soil beneath expanding the bank of the river to the front door of the home.

Last summer, I spoke with hundreds of Montanans across the state whose homes and properties were damaged by flooding and without necessary coverage. Most considered policies either cost-prohibitive or were unaware coverage is available for homes that sit outside of floodplain maps. Among the few I spoke with who were covered, many only did so as a requirement of their mortgage.

There are insurance products available through the federal government with the National Flood Insurance Plan (NFIP), as well as private insurers. Private flood insurance may offer more affordable premiums, lower deductibles, and broader coverage options including higher maximums for damaged household items, such as appliances, clothing, and firearms. In addition, a recent rule amendment by the Federal Housing Administration allows homeowners with federally backed mortgages to purchase private flood insurance rather than NFIP plans through FEMA.

Before flood season begins, homeowners should sit down with a trusted insurance professional to discuss their risks and the insurance coverage options available. It is important to keep in mind many flood policies take 30 days to become effective. The cost of insurance verses the risk of loss deters many, but after last year, we are now acutely aware of the enormous potential of loss and damage to homes outside of high-risk areas.

Private flood insurance options are available and often less expensive than traditional federal flood insurance plans. Montanans should evaluate their risk and weigh the consequences of uninsured loss related to flooding.

Our team is available to answer any insurance-related questions at 406-444-2040 or by going to CSIMT.gov.

Sincerely,

Commissioner Troy Downing