Serving Proudly As The Voice Of Valley County Since 1913
Serving Proudly As The Voice Of Valley County Since 1913
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Dear Editor, As the Montana Insurance Commissioner, I am often asked about high premiums in certain lines of insurance. One example is rising premiums in wildfire risk areas. This makes intuitive sense − if the risk of fire and loss is higher, the premium increases to ensure the insurance company can cover their potential losses. An area of insurance that is not always as obvious is liability coverage. In public policy, it is important the law addresses damages to someone when there is o...
In January 2022, federal legislation takes effect limiting surprise medical billing for out-of-network healthcare. Passed with bipartisan support in Congress and signed by President Donald Trump, the No Surprises Act (NSA) is the most sweeping healthcare legislation since the Affordable Care Act in 2010. Surprise billing occurs when a patient has no knowledge or opportunity to choose care from a provider inside of the patient's health plan network. What is the No Surprises Act? Most health plans require or prefer customers to use in-network...
Rural America embodies the best of our nation. Tough, rugged, resilient and hard working. To me, it’s something that is quintessentially American, like a Charlie Russell painting. Something that can’t always be measured, yet is always felt. Today, I worry about the serious threats facing our rural communities. These are communities that help one another, produce our food, extract energy and fuel our economy. I hear a lot of talk about the value of a Nation, State, County, or City. Normally, that is expressed in terms of gross product, or wha...